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Business overhead expense (BOE) disability insurance, also known as Business Expense Insurance, pays the insured’s business overhead expenses if he or she becomes disabled. A BOE policy pays a monthly benefit based on actual expenses, not anticipated profits. It is designed for businesses that rely on a small number of people (or one person) to produce revenue. == Coverage == The following business overhead expenses are typically covered by a BOE disability policy:〔(American Bar Endowment ) Accessed 31 March 2007.〕 * Rent * Interest payments on some business debts * Utilities * Employees' salaries and payroll taxes * Postage and stationery * Equipment maintenance * Rental, lease, or depreciation of office equipment * Taxes on the business property location * Insurance premiums for Workers' Compensation, employee medical, and liability * Accounting fees * Professional memberships and subscriptions Policies do not typically cover the salary of a temporary employee hired to do the duties of the disabled, unless a substitute salary expense or similar rider is purchased with the policy. Income taxes and the cost of inventory are some expenses that are not covered. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Business overhead expense disability insurance」の詳細全文を読む スポンサード リンク
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